Mortgages

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A Simple and Professional approach to Financial Services

Acre Estates can recommend independent mortgage advisors who are able to provide independent mortgage and homeowner loan advice. The independent financial advisors have access to 100's of lenders providing 1000's of different products.

Many of their products are exclusive to them and not available directly from the lenders. Our recommended advisors can arrange finance under even the most complex of circumstances and often save our clients a lot of money through their competitive offers and experience in the field. Our advisors are FSA regulated and comply with all aspects of this regulation.

There are no hidden fees and their advice is free.

First Time Buyer Mortgage

Buying your first home can be very daunting and stressful, especially if like most first time buyers, you have never purchased a property before. First time buyers, however, have access to exclusive offers on mortgages from lenders such as lower initial deposits. Our recommended financial advisors will locate you the best suited product from their network of lenders in order to secure you the best deals.

The financial advisors are there to help you every step of the way, from initially advising and arranging the mortgage, to following through to completion. The mortgage advisors are fully aware of the problems you may face when buying your first or subsequent property, it can be a very stressful and daunting period.

The financial advisors who we recommend will give you the best independent, open advice and guidance.

Re-Mortgages

If your existing property has gone up in value you should be able to draw some of that ‘equity’ out by re-mortgaging. This is not as demanding as it sounds. Our recommended financial advisors will be able to indicate to you exactly how much of your equity you can release and as an added benefit they may even be able to get you a better interest rate on your mortgage.

If you have debts to pay off, or simply a large purchase, maybe a new car, a holiday in the sun or even just home improvements, why not let us instruct our recommended advisors to contact you, a simple phone call can help you realise the full potential of your home, you could end up releasing a vast amount of cash and still be paying the same or maybe less on your mortgage.

Buy To Let

Buy to let mortgages are simply a way of purchasing property with the primary motive of renting it out in order to create a small subsidiary income with a view to a rise in the price of the property or rent. A 'Buy to let' mortgage allows you to purchase a single property or a number of properties as investments.

Our financial advisors also specialise in buy to let mortgages and have competently placed even the hardest of mortgages. Through their unrestricted access to thousands of mortgages from hundreds of lenders they will find the idea package to suit your requirements.

Acre Estates also offer exclusive deals to our buy to let investors, where property is sourced and a minimal management and letting fee is charged if we are instructed to manage the property and tenant it.

Have You Been Refused a Mortgage

If you have had problems arranging a mortgage in the past or have been refused, we may still be able to accommodate your mortgage needs.

Our recommended financial advisors specialise in adverse credit mortgages and have an excellent track record of providing mortgages to even the most complicated circumstances.

If you have been refused credit elsewhere, perhaps you may have CCJ's, mortgage arrears, payment arrears or defaults, a poor credit rating or you can't prove your income. Don’t let this stop your access to finance.

Our recommended Financial Advisors have access to many products that can meet your requirements.

Self Cert. - Can't Prove Your Income

Many mortgage applicants can not prove their income by way of payslips and P45/P60’s this is as salaries are drawn in many different ways. For example in the case of Company directors a lot of the income will be paid through dividends. Mortgage companies do understand that it is difficult to prove income in some circumstances and this should not be the main deciding factor in relation to mortgages. If you are self-employed and having trouble proving your income, maybe you don't have audited accounts, work on a commission only basis or on a short-term contract.

Our recommended financial advisors can provide advice and information on mortgages where no proof of income will be required, their rates are amongst the most competitive in the market and the application process is very straightforward.

Need that Mortgage?

Our recommended Mortgage Advisors are FSA Regulated. Through their knowledge and years of expertise in processing mortgages you can rely on the speed and efficiency of processing of your mortgage and to keep you fully informed throughout the application process until completion.

To arrange for our local Consultant to call and discuss your requirements, please contact us and we will refer your query.

Just call us on 020 8639 0439, request a Quote, or E-mail us, to discuss your requirements in confidence.

If you have a mortgage quote give our recommended broker the opportunity to beat what rate you have already been offered

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP WITH PAYMENTS ON A MORTGAGE OR OTHER LOANS SECURED ON IT.

WRITTEN DETAILS ARE AVAILABLE ON REQUEST.
LOANS SUBJECT TO STATUS.

Acre Estates do NOT offer mortgage advice as a company but refer all clients and mortgage leads to Independent Financial Advisors who in turn are regulated by the FSA.